BEFORE RETIREMENT Income/Expenses Savings Calculations INVESTMENTS Criteria Stocks

BEFORE RETIREMENT In this section, we will explore income, expenses, and savings before retirement and suggest some actions to take to prepare for the big event.   Income and Expenses: There is a rough "rule of thumb" that you will need about 65 percent of your pre-retirement income when in retirement.That may be close for the first year; but how about the next 20+ years. See the "Income and Expenses" page for a much more on this important subject. Also, this page helps you estimate your final salary, just before retirement. Savings: This page discusses how much savings you must have at retirement time to continue to enjoy your pre-retirement life style. Calculations: This is a summary of the calculations of the previous two sections. The emphasis is on how to prepare financially for retirement. Investments: This is the good part. See this page for the big picture. Criteria: This page covers two of the most important considerations when searching for specific stocks to buy. A must read. Stocks: This page has a tabulation of about thirty stocks that should fit into almost anyone's portfolio, with an special emphasis on long term growth.

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